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Cash Chats Money & Personal Finance podcast

Apr 22, 2020

Probably the biggest purchase we'll ever make is going to be buying a house. But once you're on the housing ladder it doesn't mean you can't still make savings.

In this week's episode I've looked at two key ways you can reduce the overall interest you pay, which can be worth thousands of pounds.

The first is to boost your LTV (Loan to Value) and the second is to make overpayments. Individually they'll cut what you pay, combined the savings will be huge.

* Please do leave a review and rating if this saves you money. *


> How to use LTV to lower your mortgage interest rate

> Should you overpay on your mortgage?

> Money Saving Expert's mortgage overpayment calculator

> Money Saving Expert's mortgage rate calculator


Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and founded the community To contact Andy email


Andy's handle is @AndyCleverCash and you can follow him over at:  



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