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Cash Chats Money & Personal Finance podcast

May 27, 2020

This week I'm looking at a vital part of your finances - the information that banks, lenders and other companies use to work out whether they want to give you a product or money.

Known as a credit report, it holds details of all your accounts, payment history and more. And linked to this is your credit score. They're different things but both very important.

Here's how they work, when they're used and how you can access them for free.

Don't forget to join the Cash Chats community on Facebook.

* Please do leave a review and rating if this saves you money. *


My guide to credit reports and credit scores

My video explaining how to avoid getting rejected for credit cards


Credit Club

Credit Karma

MSE's report on some banks using Open Banking to find mortgage holidays

The Lockdown Money Live event on Facebook

Deals of the week


Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and founded the community To contact Andy email


Andy's handle is @AndyCleverCash and you can follow him over at:  



You'll also get a free Quidco bonus for signing up