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Cash Chats Money & Personal Finance podcast

Jul 20, 2021

Both Quidco and TopCashback let you upgrade for a fee. Will you make that money back?

I'm answering your questions again this episode, and I'm focusing on two I've received that relate to cashback sites Quidco and TopCashback.

First, is it normal for it to take months for cashback to be payable? And second, should you use classic or premium memberships?

For links and further reading head to


Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5’s Shop Smart Save Money and founded the community To contact Andy email


Andy's handle is @AndyCleverCash and you can follow him over at:  



You'll also get a free Quidco bonus for signing up


The music is Easter Island by Lonely Punk and provided on a creative commons licence