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Cash Chats UK Money & Personal Finance podcast

Sep 23, 2019

Cash is no longer king. It’s dying. New figures show 80% of sales are with a debit or credit card. Debit cards are most popular - 57% of sales according to the British Retail Consortium, but this is the first time credit card use has overtaken cash.

Is this a good thing? Cards definitely come with lots of benefits, but so do cards. So should we be worried about a cashless society? in this episode of the award-winning Cash Chats podcast, Andy has taken a look at the pros and cons of both cards and cash.

Plus news about why your contactless payments could be rejected, and a brief round-up of what to do if you have a Thomas Cook holiday.


Contactless payment declined? You might just need to enter your PIN

Credit card spending overtakes cash for the first time (The Guardian)

Poorest areas hit hardest by loss of free cash machine (Which?)

The Big Issue goes contactless (Big Issue)


Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and founded the community To contact Andy email


Andy's handle is @AndyCleverCash and you can follow him over at: